How Easily Can KPR From Banks

Having a home is something many dream of and desired by us all, especially because of the unifying function of the house and can make the beauty of life in the family, used to be when we were kids we would surely feel the comfort of being home alone than to be home to others, however its luxury homes our neighbors and for example we are given complete freedom and deposited by a neighbor's house next door to us, surely we are more comfortable to choose his own bed at home, such as word phrase in English that we always remember, Home Sweet Home, which means, as already mentioned above and there is no warmth and freedom like our own home

How do we get a house of our own, there are several ways such as heritage homes, buy in cash, and buy cicil or paid in installments, it looks like I am more interested to choose the last option and in accordance also with the title because early on, that is an easy way to get House Loan (mortgage) of the bank, if we know the science then something will be seen easily and quickly, as I'll explain below how.

Course in ways that I mentioned will only apply to you and all my friends who already have a good income or income from a job as a staff and the employers who benefit and the results of its business, and both are very likely to get a mortgage from a bank, because the bank is important you are willing to pay Down Payment (DP) as well as monthly installments without any delay

First, do survey offered to look real and do research and to deepen on the types or of each house type (type 21 to 70) along with the prices either cash or installment is in the area that we want to make a mortgage, take a look and make comparisons in your decision later on, in order to occur of satisfaction and disappointment to keep your options so that the goal Hoe Sweet Home is really going to materialize and to realize your dreams come true

Second, do the comparison also between the banks that offer DP (Down Payment) and the mortgage each month, and look for a bank that was already fairly well established and well within its management, and you may take a few banks that are already widely known by the public and even you already know his name, and should be shunned banks that have never heard in your ear, because it is associated with the certificate of title and right to wake up (SHM & SHGB) which will be taken after the term of your mortgage paid off

Third, prepare your DP by 30% and if you are still able to make payment of 40% down payment for your application can be approved by the analysts of the Bank, DP is calculated from the value of cash sales approved by the developer and the bank, and ask for discount that can still be provided by the developer or the bank, because basically they all get the success fee if the sale of the house

Fourth, help the developer and the bank in conducting interviews and provide data as accurate and complete as possible so that speed up processing of your housing loan approval and disbursement, and have the phone number of one analyst who conducted a survey and interviews against you, and call around 3 working days after Assessed done on houses that want to buy and after the interview on your documents

Fifth, ask all admisnistrasi fees to be paid until the house can be occupied so that you refrain from irresponsible actions against employees or house developers who want to request money from you, but if you are happy and love with energy assistance and the sincere service of marketing, you can just divide the sustenance that you get with a sincere.

Write Your Succes by Small Bussiness Loans

First step: you're sitting at a desk surrounded by computer files and work overload, you are totally frustrated. It worked and paid. But somewhere something is missing.

Second step: You work for yourself, do what you want to do. You work hard and you're happy. Go home a better person every day due to work for yourself. And you'll earn more. You do not even need to look at the results, Scene two sounds a lot more.

For that kind of  life. But any movement will cause the capital. By so many online sources of loans to small businesses do not have to rely on family members or relatives in the capital.Small business loans may be the raising of capital you need to start a small business. Task! Yes, it is not intended for children at school only. You should also make finding the right resource for your small business loans. There are some points, the lender may be willing to look, when you think about lending to small businesses. The lender will pay attention to their training, experience, business plan and feasibility. And Other things that are critical are the ability to pay, credit, equity, the presence of collateral.

The ability to pay is first thing that must be done. Each loan must be repaid. Loan lender wants his money back. Look for a company that has existed for some years. If you start a new business, prepare an application that will show them to repay the loan. If your business is low risk proposal, you get a small business loan. Security presence will have a positive demand for loans for your small business. The financial institution is looking for an alternative source of loan repayment. Without security, you need a cosigner who can pledge. Security can any business or personal property may be sold to pay off loans to small businesses. The market value of security is not taken into account, but the value resulting after the negation of the value lost when security is set.

Fairness is also important. The shares will be in the form of money you invest in your business. The loan lender will be very happy to know, if you invest your money in the business. If there is enough equity in your company to save the loan, the small business loan is yours.
The next crucial point is called a credit report. If your credit is good, its application for small business loans will reach the top of the application stack. If you have no idea what your history reveal for you - get a copy of your credit report. Make sure the details are correct it. When there is a mistake, correct it before applying for loans to small businesses. Pay all outstanding debts and leave. The question facing the small business loan is what you do with money. Give concrete answers. Convince the lender that you pay the loan to small companies with a long-term profitability of the monitoring plan. His confidence is the key to unlock lending to small businesses.

Small Business Loans are available in three forms -Short-term loans of funds to solve the problem immediately start work. Their mandate is usually no more than a year. intermediate loans are designed for large initial cost and duration of between one and three years Long-term debt investments in the provision of initial start-up business and extends from three to seven years.Documentation! Yes, just getting ready to file documents and make sure it is - proof of ownership, employment certificates, contracts, tax returns, financial statements, credit references, documents of incorporation or LLC organization. loan lender may request other
documents loans to small businesses. Read the agreement of loans to small businesses with care and that your attorney review it. Some terms can be negotiated with the lender of the loan. Favourble If your circumstances
are, you can even get to give up some of the terms. Get the terms you feel comfortable, especially in terms of processing speed and interest payment. It may be a good idea, good with people as well as writing a business plan - everything, almost everything. All you need is a small business loan in order to be successful. So how

can we start to write a success story? Writing a small business loan applications.

Still important, Small Business Loan

Small business financing expert usely is a prudent to take in view of continuing business lending difficulties step for commercial borrowers  since such advanced help is usually a good idea when faced with complex problems. What appears to be the most challenging commercial banking climate in several decades is currently impacting many small business owners.

When it comes to running their own business, most small business owners probably have a very independent perspective. It is normal for most small businesses to postpone seeking outside consulting help even  by their banker when facing a business loan rejection.

Many previous business finance options are no longer available from traditional banks, and this might not yet be obvious to some small business owners. An appropriate starting point for seeking a small business finance expert is for a business borrower to realize that they have a commercial finance problem that requires outside advanced consulting help. Some business owners might have already had this experience and then unsuccessfully tried to find new financing. For most this realization will occur after being turned down for a commercial loan by their current bank and not knowing what to do next.  The last straw that prompts a call for expert assistance in a growing number of cases will be the decision by many banks to permanently stop making commercial loans to small businesses.

Some potential pitfalls should be anticipated during efforts to find a qualified and experienced working capital expert. An important practical reality is that there are very few individuals or companies that are qualified to act in the capacity of a small business loan expert. Problem-finding and problem-solving are both essential components of an individual being asked to provide advanced help which can be used to formulate effective business financing options. An adequate stock of these skills that are so critical to the success of a business financing expert are generally scarce commodities in any field but commercial financing in particular seems to be suffering from an ongoing shortage of these positive traits.

Small business financing is more complicated than realized by many borrowers. It literally takes at least several years to master the field, and then only if the individual is engaged in it as a full-time occupation and not a part-time venture. There is an ample supply of former residential mortgage consultants that have attempted to add small business loans to their line of products but have virtually no meaningful experience involving complicated commercial mortgages.  Based on this observation, a strong emphasis should be placed on finding a suitable full-time expert in an established commercial financing business with extensive experience. It will also be prudent to avoid a current banking relationship when seeking advice about who to contact as prospective business financing experts. This will reflect the very real possibility that a bank which has already been less than helpful in making needed loans will not necessarily have a trustworthy recommendation while also removing potential conflicts of interest.

Business owners should not lose sight of their immediate objective when seeking small business loan expert help. The purpose in using a small business financing expert is to ensure that all effective and practical commercial finance options are fully reviewed. It is essential that commercial borrowers receive thorough and candid advice before finalizing any working capital and commercial loan agreements.

Stephen Bush has provided candid advice to business owners for more than 25 years and is a small business loans expert. AEX Commercial Financing Group supplies working capital financing and business cash advance options.

Kemenangan, Titik Awal Dakwah Pemikiran

Berbagai kecaman silih berganti menjadi onak dalam perjalanan dakwah Rasulullah SAW. Beliau tetap kuat hujjahnya terhadap kaum musyrikin serta tak pernah lelah mengetuk pintu untuk misi besarnya menegakkan kalimatulloh.
Sekelumit fakta diatas hendaknya dijadikan motivasi tersendiri bagi kita. agar masing - masing pribadi ekonom Rabbani senantiasa menajdikan tiap fragmen kehidupannya untuk dakwah layaknya Rasulullah SAW.
Tak terkecuali FoSSEI yang core utamanya mengusung slogan "Dakwah, Ilmiah, Ukhuwah" dapat dijabarkan bahwa dakwah adalah prioritas utama pejuang ekonomi islam. Hal ini merupakan langkah utama yang harus terpasung di hati kita. kemudian pengembangan ilmiah menandakan sebuah sarana untuk dakwah bersama dalam jalinan ukhuwah.
dalam hal tersebut, beberapa bulan lalu saya berfikir untuk meniatkan proyek besar dakwah Rasulullah yang dituangkan dalam karya tulis. berangkat dari sedikit keahlian dalam hal menulis, kemudian saya mengangkat kajian pemikiran yang digagas sebagai solusi cara berpikir yang shahih dalam manajemen SDA di Indonesia. Solusi berbasis pemikiran ini memang diharapkan samasekali bukanlah lembaran-lembaran kertas omong kosong besar. namun menjadi kesadaran ummat dan para pemegang kekuasaan untuk bersegera melaksanakan syariat islam. Kebangkitan berpikir yang mirip dengan kisah sukses Perancis dalam revolusi yang berawal dari kebangkitan pemikirannya atau kebangkitan berfikir penduduk Mekkah dibawah kepemimpinan Rasulullah.
"Qiyadah Fikriyah fil Islam:Solusi Sistemik Permasalahan SDA untuk Kesejahteraan Ummat" merupakan skenario yang bukan asa belaka dalam ajang bergengsi Temilnas X Banjarmasin. Kemenangan tak terduga ini, titik awal dakwah pemikiran bersama. Hal tersebut bermuara pada cita-cita mulia bersama bagi pergerakan mahasiswa-mahasiswa idealis yang menghendaki perubahan revolusioner untuk Indonesia lebih baik.
Apapun kawan, berikan bukti kecil perjuangan kita bersama demi islam,izzah. Demi jutaan wajah-wajah yang merindukan syariah Islam.

Salam Juara!
Salam Pembumian Ekonomi Islam,
Terapkan!!!

catatan:Gambar hanya dramatisasi dari penulis