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Kamis, 21 April 2011

How Easily Can KPR From Banks

money small business loan
Having a home is something many dream of and desired by us all, especially because of the unifying function of the house and can make the beauty of life in the family, used to be when we were kids we would surely feel the comfort of being home alone than to be home to others, however its luxury homes our neighbors and for example we are given complete freedom and deposited by a neighbor's house next door to us, surely we are more comfortable to choose his own bed at home, such as word phrase in English that we always remember, Home Sweet Home, which means, as already mentioned above and there is no warmth and freedom like our own home

How do we get a house of our own, there are several ways such as heritage homes, buy in cash, and buy cicil or paid in installments, it looks like I am more interested to choose the last option and in accordance also with the title because early on, that is an easy way to get House Loan (mortgage) of the bank, if we know the science then something will be seen easily and quickly, as I'll explain below how.

Course in ways that I mentioned will only apply to you and all my friends who already have a good income or income from a job as a staff and the employers who benefit and the results of its business, and both are very likely to get a mortgage from a bank, because the bank is important you are willing to pay Down Payment (DP) as well as monthly installments without any delay

First, do survey offered to look real and do research and to deepen on the types or of each house type (type 21 to 70) along with the prices either cash or installment is in the area that we want to make a mortgage, take a look and make comparisons in your decision later on, in order to occur of satisfaction and disappointment to keep your options so that the goal Hoe Sweet Home is really going to materialize and to realize your dreams come true

Second, do the comparison also between the banks that offer DP (Down Payment) and the mortgage each month, and look for a bank that was already fairly well established and well within its management, and you may take a few banks that are already widely known by the public and even you already know his name, and should be shunned banks that have never heard in your ear, because it is associated with the certificate of title and right to wake up (SHM & SHGB) which will be taken after the term of your mortgage paid off

Third, prepare your DP by 30% and if you are still able to make payment of 40% down payment for your application can be approved by the analysts of the Bank, DP is calculated from the value of cash sales approved by the developer and the bank, and ask for discount that can still be provided by the developer or the bank, because basically they all get the success fee if the sale of the house

Fourth, help the developer and the bank in conducting interviews and provide data as accurate and complete as possible so that speed up processing of your housing loan approval and disbursement, and have the phone number of one analyst who conducted a survey and interviews against you, and call around 3 working days after Assessed done on houses that want to buy and after the interview on your documents

Fifth, ask all admisnistrasi fees to be paid until the house can be occupied so that you refrain from irresponsible actions against employees or house developers who want to request money from you, but if you are happy and love with energy assistance and the sincere service of marketing, you can just divide the sustenance that you get with a sincere.

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